Kwieciński, Tomasz2017-12-152017-12-151982Ruch Prawniczy, Ekonomiczny i Socjologiczny 44, 1982, z. 4, s. 67-840035-9629http://hdl.handle.net/10593/20880The article presents changes in legislation effected by the Order of Council of Ministers of Nov. 30th, 1981 on the compulsory traffic insurances (Law Gazette — Dz. U. nr 30, section 166) and concerning the "auto-casco" insurance. One of the essential modifications brought about by the new regulation consists in abandoning the application of exemptions of the liability of insurance company for damage incurred in the situations when a vehicle is driven by a dependent holder. When a car accident happens at the above described situation, the title of the independent holder of the vehicle to indemnification is not exempted. The new order on the compulsory traffic insurances brings also about a substantial change of the character of car insurance against damage. The insurance remained in the category of statutory insurances (originating ex lege), but at a same time became non-compulsory. The vehicle holder can be exempled from that insurance on submitting an appropriate statement and paying the insurance premium for the statutory and obligatory accident and liability insurances. Further changes of the former regulation concern such various questions as the range of "auto-casco" insurance application, the scope of insurance protection, the scope of the liability for damage of the insurer and rates policies. The essential and original changes are subjected to the detail analysis in the article. Many of the new solutions applied in the Order of 1981 can improve the insurance protection and compensation of vehicle damage. On this account the new legislation has to be approved. The author also indicates at the lack of precise wording in some of the regulations. The Order of Council of Ministers on the compulsory traffic insurances is a long step forward in the legislation but it can still effect many interpretational controversies.polinfo:eu-repo/semantics/openAccessArtykuł