Zróżnicowanie wysokości składek ubezpieczeniowych
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Date
1973
Authors
Advisor
Editor
Journal Title
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Volume Title
Publisher
Wydział Prawa i Administracji UAM
Title alternative
The Differentiation of Insurance Premiums
Abstract
The insurance premiums which constitute the participation of insurance taker
in the insurance fund accumulated by insurance company should be differentiated
according to the degree of risk and the size of possible damage. The average insurance
premiums lead to the disadvantageous selection of risks, namely to the
elimination of lesser risks by the heavier ones. Moreover, the average insurance
risk does not show any preventive qualities, as it does not contain any incentives
inducing to improvements or risks. The differentiation of risks must have, however,
some defined limits. Too much differentiation leads to the creation of
too small risk classes, which in turn complicate the correct calculation of insurance
risks.
Description
Sponsor
Digitalizacja i deponowanie archiwalnych zeszytów RPEiS sfinansowane przez MNiSW w ramach realizacji umowy nr 541/P-DUN/2016
Keywords
Citation
Ruch Prawniczy, Ekonomiczny i Socjologiczny 35, 1973, z. 2, s. 41-58