Zróżnicowanie wysokości składek ubezpieczeniowych

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Date

1973

Advisor

Editor

Journal Title

Journal ISSN

Volume Title

Publisher

Wydział Prawa i Administracji UAM

Title alternative

The Differentiation of Insurance Premiums

Abstract

The insurance premiums which constitute the participation of insurance taker in the insurance fund accumulated by insurance company should be differentiated according to the degree of risk and the size of possible damage. The average insurance premiums lead to the disadvantageous selection of risks, namely to the elimination of lesser risks by the heavier ones. Moreover, the average insurance risk does not show any preventive qualities, as it does not contain any incentives inducing to improvements or risks. The differentiation of risks must have, however, some defined limits. Too much differentiation leads to the creation of too small risk classes, which in turn complicate the correct calculation of insurance risks.

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Sponsor

Digitalizacja i deponowanie archiwalnych zeszytów RPEiS sfinansowane przez MNiSW w ramach realizacji umowy nr 541/P-DUN/2016

Keywords

Citation

Ruch Prawniczy, Ekonomiczny i Socjologiczny 35, 1973, z. 2, s. 41-58

Seria

ISBN

ISSN

0035-9629

DOI

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Rights Creative Commons

Creative Commons License

Uniwersytet im. Adama Mickiewicza w Poznaniu
Biblioteka Uniwersytetu im. Adama Mickiewicza w Poznaniu
Ministerstwo Nauki i Szkolnictwa Wyższego