Ruch Prawniczy, Ekonomiczny i Socjologiczny, 1982, nr 4

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Zasady funkcjonowania banków spółdzielczych po reorganizacji z roku 1975
(Wydział Prawa i Administracji UAM, 1982) Ochociński, Stefan
The author makes an attempt at evaluating both the structural changes and the functioning of reorganized cooperative banks in the light of economic principles of the Wielkopolska's system of credit cooperatives i.e.: socializing of net balance, limiting credit actions only to the members and voluntary associations of relatively poor units creditwise, as well as mutual aid, solidarity and democratic selfadministration. Results of the study prove that the cooperative banks reveal their considerable achievements in the area of credit, social and cultural activities, although these are not fully grounded on the cooperative principles which were limited the provisions of bank law, cooperative law and statutes what have the negative effect in the banks development. This can also prove the weakening of cooperative principles stimuli in the development of individual farming and handicrafts. The author also indicates at the necessity of fuller employment of mutual aid funds and the related organizational forms and principles of the Wielkopolska Credit Cooperatives releasing direct material interest stimuli in the developement of goods and services matching the needs of local community and national economy.