Ubezpieczenia gospodarcze w nowym ujęciu legislacyjnym
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Date
1985
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Wydział Prawa i Administracji UAM
Title alternative
Economic insurances in their new legislative approach
Abstract
The article concerns a new regulation and changes in economic insurances
introduced by the new Property and Personal Insurance Act of September 20,
1984 adopted by the Polish Seym (Dziennik Ustaw nr 45, sec. 242). The present
Act revoked the former regulation, the Act of December 2, 1958 which has been
in power for 26 years. The present Act regulates the whole complex of property
and personal insurances, both statutory and contractual (not abolishing of course
the provisions of the Civil Code on contracts of insurance- art. 805 et seq.).
A legal relation of insurance has always the civil law character in spite of the
fact that the Act provides the formation of the relation by means of two sources
i.e. the Act and contracts. The Act specifies all statutory insurances (there are
nine of them), in consequence their number and types can not be altered by means
of implementing regulations.
Relaxation of the legal insurance monopoly by the statutory provisions is the
essential novelty. The Act provides for the creation of new insurance associations:
State owned, cooperative or private partnerships apart from presently operating
insurance administrations (The State Insurance Administration and The Insurance and Reinsuirance Company "Warta" SA). Various statutory provisions are concerning
a financial regulation of the State insurance offices.
Apart of presenting the above questions, the article dwells upon new statutory
regulation of raising insurance claims, limitations of insurance claims and changes
in the Civil Code provisions. A number of the latter has been altered namely
art. art. 808, 819, 827, 828 in context of provisions of the new Act.
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Digitalizacja i deponowanie archiwalnych zeszytów RPEiS sfinansowane przez MNiSW w ramach realizacji umowy nr 541/P-DUN/2016
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Citation
Ruch Prawniczy, Ekonomiczny i Socjologiczny 47, 1985, z. 2, s. 13-27