ROZWÓJ RYNKU USŁUG LEASINGOWYCH W POLSCE W LATACH 1990-2001
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Date
2003
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Wydział Prawa i Administracji UAM
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POLISH LEASING MARKET DEVELOPMENT IN 1990-2001
Abstract
The aim of this article is to analyze the changes on the leasing market in Poland during
the period of 1990-2001. The issue is explored in different segments of this market by means
of various division criteria.
In the analyzed period, there was a development of the leasing market in Poland, which
was connected with deep changes in quantity and quality of these services. Demand and supply
processes mentioned above were related to the parallel changes in the field of macro- and
microeconomic factors.
Until the year of 1999, the global value of leased assets was constantly growing. Since the
year 2000, a recession in the leasing market could be observed.
In the given period, on the leasing market there was an increase in the demand for
inexpensive, fast delivered and standard services, but at the same time specialized, complex and
non-standard offers were expected. The maturation of the leasing market in Poland was also
associated with growing interest in both longer primary contract terms and greater net value of
assets per contact, as well as with the development of lease contracts concerning real estate.
The fluctuating popularity of a variety of asset types was caused by changing conditions
in the legal and economic environment. One should emphasize strong consolidation processes
between leasing companies. These processes were accompanied by an escalating polarization
of the market. This was also connected with the decreasing share of independent leasing companies
in the market together with an increasing importance of companies controlled by banks
and foreign financial companies.
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Ruch Prawniczy, Ekonomiczny i Socjologiczny 65, 2003, z. 4, s. 131-151