Kredytowanie a odpowiedzialność prawna banku za wyniki działalności przedsiębiorstw
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Date
1984
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Journal Title
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Publisher
Wydział Prawa i Administracji UAM
Title alternative
Crediting and legal liability of bank for results of enterprises' activities
Abstract
The article is devoted to study of legal solutions adopted in Poland after the
economic reform in a sphere of state enterprise crediting. The author advocates
that generally binding provisions are too skeleton-like, while banking instructions
contain many institutions and solutions colliding with basic acts. The author states
on completion of his study that a civil law character of credit relations cannot
be adopted without reservations, as both mechanism and procedure of crediting are
a substantial departure from rules of entering and executing contracts of civil law.
Crediting activities of the socialist banks exceeds usual functions of a credit-giver
(lender), what is justified under conditions of socialized economy. The presently
adopted model of economy and administration implies however economic independence
of state enterprises and liability of several subjects for results of enterpris
e s ' activities. It is only banks which are not liable to enterprises and other
subjects, what seems to be wrong both in micro- and macroeconomie scale. The
author suggests to adopt administrative and legal procedure of realizing credit
relations of enterprises with banks and securing proper legal protection for enterprises
against banks' decisions.
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Digitalizacja i deponowanie archiwalnych zeszytów RPEiS sfinansowane przez MNiSW w ramach realizacji umowy nr 541/P-DUN/2016
Keywords
Citation
Ruch Prawniczy, Ekonomiczny i Socjologiczny 46, 1984, z. 1, s. 71-92