Determinanty oprocentowania kredytów w bankach komercyjnych (część II)

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Date

1997

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Wydział Prawa i Administracji UAM

Title alternative

Determinants of credit interest rates in commercial banking (Part two - Macroeconomic factors)

Abstract

The article presents the impact of various macroeconomic factors on the level of interest rates applicable to credits granted by commercial banks. Specifically, the article considers the following factors: (a) inflation, (b) demand and supply of credit funds in the monetary market, (c) cost of credit guarantees and ear-marked provisions, (d) subsidies for credits granted to preferred groups of customers, (e) monetary market inter-bank interest rates, and (f) competition in the banking sector. The article also presents various difficulties and limitations faced by banks in their credit pricing polices. These difficulties and limitations result from variety of considerations which must be taken into account by these banks.

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Digitalizacja i deponowanie archiwalnych zeszytów RPEiS sfinansowane przez MNiSW w ramach realizacji umowy nr 541/P-DUN/2016

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Citation

Ruch Prawniczy, Ekonomiczny i Socjologiczny, 59, 1997, z. 4, s. 69-84.

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ISBN

ISSN

0035-9629

DOI

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Creative Commons License

Uniwersytet im. Adama Mickiewicza w Poznaniu
Biblioteka Uniwersytetu im. Adama Mickiewicza w Poznaniu
Ministerstwo Nauki i Szkolnictwa Wyższego