KSZTAŁTOWANIE SIĘ RELACJI MIĘDZY PRZEDSIĘBIORSTWEM A BANKIEM
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Date
1998
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Wydział Prawa i Administracji UAM
Title alternative
SHAPING RELATIONS BETWEEN BUSINESS AND A BANK
Abstract
The article presents relations between a bank and economic subject as generated by civil law
contracts. Characteristic features of such relations have been discussed more largely on account of
two particular groups of contracts:
- contracts with bank as a debtor of a firm,
- contracts with bank as a creditor o f a firm.
The analysis of relations happening between the two parts of a contract is being done in
aspect of credibility of economic subject itself. Taking the last in consideration a bank proceeds to
a segmentation of the portefeuille of its clients. This is obligatory in case of clients that have some
obligations towards the bank - a subject is being classified to a group in conformity with evaluated
risk o f a transaction.
A set of subjecst that assume the only role of a bank’s creditor can be submitted to further
segmentation. The article gives an analysis of a chosen method of classifying clients as well as
a discussion of the principles involved.
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Citation
Ruch Prawniczy, Ekonomiczny i Socjologiczny 60, 1998, z. 3-4, s. 199-212
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ISBN
ISSN
0035-9629