Przegląd Prawa Rolnego, 2010 Nr 1 (6)

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Społeczne ubezpieczenie wypadkowe rolników – próba oceny
(Wydawnictwo Naukowe UAM, 2010) Puślecki, Damian
The aim of the study was to present an attempt at the evaluation of accident protection for farmers, particularly to determine to what degree this insurance provides protection for individuals employed in agriculture. This evaluation was conducted both in relation to ex ante protection, aiming at the reduction of accident frequency, and ex post protection, effected first of all by awarding and payment of damages. In terms of ex ante protection, there are no legal regulations concerning occupational safety and hygiene in family farming and preventive activities of the Agricultural Social Insurance Fund (KRUS) are defined too narrowly. In turn, as far as ex post protection is concerned we need to indicate an inadequate insurance coverage, an imprecise definition of an accident in farming work, loopholes in the catalogue of benefits as well as numerous problems hindering recovery of damages in the liability proceedings. The conducted analyses point to a conclusion that the current legal regulations do not provide sufficient protection for individuals employed in agriculture.